February enrollment is now closed.
I'm reopening applications for March on Monday, February 23rd at 9:00 AM UAE time.
Join the waitlist now to get notified the moment applications open.
I'm going to work with a handful of Overseas Filipinos to create an Early Retirement Blueprint in 2026.
Here's what we're doing...
Our goal is simple: Retire before 60 — with clarity, control, and confidence.
Not guessing if your money is enough.
Not scattered across 15 accounts with no plan.
Knowing you can stop working when you choose to — not when you're forced to.
I've helped dozens of OFWs earning $5K–$15K per month organize their finances, build global investment strategies, and create clear retirement roadmaps.
Clients like Ruth (who finally understood her full financial picture after years of confusion), Jefferson (who built a debt payoff plan and investment strategy in 90 days), and Bianca (who's on track to retire at 55 instead of 65).
Over the last 5 years, I've helped them build multi-million peso portfolios with simple, low-cost, globally diversified strategies — and most importantly, peace of mind.
And in 2026, it could be your turn.
I've got a great reputation because I only take on clients I know I can help.
It's a small group, so I'm looking for the best fit here.
This won't work for you if you...
Are just starting out, or rebuilding your emergency fund from scratch.
Think you can retire early without changing anything about how you handle money today.
Have worked with 3 other coaches and "they" were the problem.
Want someone to manage your money for you, or sell you financial products.
But if you...
Earn $5K+ per month and already save or invest — but your money feels disorganized.
Want a clear, written, numbers-based plan — not generic advice or product pitches.
Are ready to implement, not just learn theory.
Know that you're the one who will take action and get the results.
Want to retire before 60 with options — come home early, stay abroad, or choose how you live.
...This could be the year things get clear.
The plan is simple:
Phase 1: Clarity (The First 30 Days)
The first month is focused on knowing exactly where you stand and what you need to reach financial freedom.
We start with a 2–3 hour deep-dive session to map your full financial picture — income, expenses, assets, debts, across all countries and currencies.
You'll walk away with your "Enough Number" — the exact amount you need to retire before 60 — and your Financial Roadmap showing your current status and the path forward.
We'll use projection tools to run scenarios: What if you retire at 55 vs 60? What if you move back home vs stay abroad? What if the market drops 30%?
No guessing. Just math.
That's Phase 1 — one month to know if you're on track, or how far off you are.
Phase 2: Control (Days 30–60)
Now that you have clarity, it's time to organize.
We'll simplify your accounts — label everything, consolidate where it makes sense, and build a clean structure across currencies.
We'll automate your cashflow — so money flows automatically from salary to savings to investments, without you lifting a finger.
And we'll build your safety nets — emergency funds, insurance review, and protection against the unpredictable.
Phase 2 gets you control — so your money runs itself, and you're not manually moving things around every month.
Phase 3: Confidence (Days 60–90)
Now that your money is organized and automated, we design your investment strategy.
We'll define your risk profile — not some generic quiz, but a real conversation about your goals, timeline, and what keeps you up at night.
Then we'll build your globally diversified ETF portfolio — simple, low-cost, evidence-based. No individual stocks. No speculation. Just broad, boring, effective diversification.
And we'll set your contribution rhythm and rebalancing rules — so you know exactly what to do, when to do it, and when to ignore market noise.
Phase 3 gets you confidence — knowing your wealth strategy is aligned to your retirement goals.
We make it easy to get started.
We start as soon as you're ready.
Once you join, we schedule your 2–3 hour deep-dive session and begin building your Financial Roadmap.
Over the next 90 days, we meet 6 times (every 2 weeks) to implement your plan.
Between sessions, you have message support for quick questions.
And after 90 days, you have a full blueprint you can run yourself — or continue working together if you want ongoing support.
It pays for itself in clarity.
By the end of the first session, you'll know if this is right for you.
If you complete the pre-work, show up to the first call, and within 7 days you don't feel clearer about your money and next steps than you have in years — email me and I'll refund you in full.
As long as we're both good, we move forward with organizing and investing for the next 90 days.
So there's no risk to getting started, is there?
Here's the QuickFacts:
90-day private coaching program
6 deep-dive 1:1 sessions (every 2 weeks)
Deliverables: Financial Roadmap, ProjectionLab setup, ETF investment strategy, automation templates
Timeline: We start as soon as you join (1:1 private coaching, no waiting for cohorts)
Capacity: 5–7 clients per month (small group, high quality)
Guarantee: 7-day clarity guarantee after first session
Like I said, it's a small group, and I'm looking for the right people.
So if you...
Earn $5K+ per month (or equivalent in your currency).
Already save or invest, but your finances feel scattered.
Are ready to implement a clear plan, not just consume content.
Want to retire before 60 — with options, not out of necessity.
And you won't get distracted by my financial nerdiness and obsession with low-cost ETFs.
If this sounds like you:
→ Join the Waitlist Now
What happens next:
You'll get a confirmation email with next steps
I'll send you a short onboarding form to understand your situation
We'll schedule a quick clarity call to make sure it's a good fit
If we're aligned, you'll get access to your client portal and we'll book your first deep-dive session
If it's not the right fit, I'll tell you what to work on and point you in the right direction.
Important: This coaching program provides financial education and guidance. I am not a licensed financial advisor, and no specific investment or insurance recommendations will be made. I don't sell financial products or earn commissions from any provider — my only job is to give you honest, practical guidance that serves your interests. All financial decisions remain your responsibility.
Jay