You’re Earning Well Abroad.

So Why Does Money Still Feel Like a Mess?

A proven coaching program that helps OFWs organize their finances, avoid costly mistakes, and grow their wealth with clarity and control.

Does This Sound Like You?

  • You make decent money but feel like it’s not leading anywhere

  • You already have savings, maybe a condo, maybe investments but no clear strategy

  • You keep asking yourself: “Am I doing the right thing?”

You’re tired of random advice, generic courses, or sleazy salespeople pushing products.

You’re Not Alone. And It’s Not Your Fault.

Everywhere you look, you're told to hustle harder, invest earlier, and buy real estate. But no one teaches you how to tie it all together.

Most OFWs are following random advice… not a system.

I help you fix that.

I Moved to Dubai for a Fresh Start… But I Still Ended Up Lost With Money.

In 2015, I became an OFW.

I thought earning in dirhams would solve everything.

But I had no real plan. Just habits from my 20s:

save a little, spend a lot, and jump on anything that sounded like “investing.”

One flatmate pitched a gold scheme. 3,000 AED becomes 15,000 in 3 months.

I joined. The Philippine SEC shut it down. Never got my money back.

Another invited me to a “financial literacy” seminar.

It was a condo sales pitch. Everyone was buying, so I did too.

I didn’t run the numbers. I just didn’t want to be left behind.

I started watching YouTube videos that said:

“Money in the bank is a waste. Invest everything to make it work harder.”

So I emptied my account and rushed into every “opportunity.”

But I wasn’t investing. I was guessing.

Then my father had his second open-heart surgery.

I had no savings. Just small investments I had to sell at a loss.

I went into debt.

That was the wake-up call.

I wasn’t broke because I was lazy.

I was broke because I was winging it.

So I did something different.

I studied. Took certifications and became a financial advisor in 2018.

At first, it felt like the dream job. Helping OFWs manage money.

But the deeper I got, the more I realized the truth.

The financial industry wasn’t built to serve clients.

It was built to reward salespeople — with high fees, underperforming active funds, and advice driven by commissions.

And the data proves it.

Over 85% of active funds in key markets underperform the index over 10 years.

In 2020, I finally stopped selling financial products and started coaching.

Because OFWs don’t need another sales pitch.

They need a financial system built around their goals. Not someone else’s quota.

Since then, I’ve helped dozens of OFWs who earn well…

but still feel scattered, unsure, and stuck.

They’re not broke.

They’re just tired of doing this alone.

That’s why I built the Financial Clarity Program:

To help you organize, invest wisely, and build a financial system that actually works.

How to Finally Feel Clear and Confident With Your Money Without Wasting Another Year Guessing

The secret to building real wealth and peace of mind isn’t about finding the next hot investment.

It’s about doing 3 things well:

• Get clear with your numbers

• Build a system that fits your life

• Stick to what actually works (and ignore the noise)

Sounds simple. But most OFWs I talk to are overwhelmed by too much advice, outdated strategies, and sales-driven products that weren’t designed with them in mind.

Good news: you don’t have to figure this out on your own.

I’ve spent years building a step-by-step system that helps Overseas Filipinos like you organize their finances, avoid costly mistakes, and start investing with clarity and confidence.

This is exactly what the Financial Clarity Program was built to do.

Apply now so you can:

• Build a clear Financial Roadmap aligned with your goals

• Stop wasting money on high-fee, underperforming products

• Learn how to invest globally even without a financial background

• Protect your family without being sold unnecessary insurance

• Get your cash, real estate, MP2, or stock investments working together

• Understand where your money is going and make intentional changes

• Move forward with confidence without second guessing every decision

And the best part? You don’t need another online course or free content to get results.

You just need a system — personalized to your goals, guided by someone who’s done it before, and built for long-term growth.

ABOUT THE COACH

Hey, I'm Jay

Over the past few years, I’ve helped Overseas Filipinos make smarter money decisions by giving them a clear and practical financial plan.

I use a simple system that removes confusion and guides them to take action. That includes getting out of debt, saving with purpose, and investing the right way.

The result? They stop guessing, start building real savings, and finally feel in control of their finances.

What makes me proud is seeing the change. When someone tells me they’ve built their emergency fund, opened their first global investment account, or finally stopped sending money out of guilt, I know the work matters.

Chartered Insurance Institute (CII) - Award in Financial Planning

Chartered Insurance Institute (CII) - Award in Investment Planning

Associate Financial Planner (AFP)

Registered Financial Planner (RFP)

National Financial Educators Council - Certified Financial Education Instructor℠

This Isn’t for Everyone

This is for OFWs who:

• Earn good money, but feel unsure about what to do next

• Are tired of DIY-ing their financial future

• Want a personalized system that’s aligned with their life goals

• Are ready to take control and stop outsourcing their money decisions

This is not for those looking for crypto tips, get-rich-quick schemes, or done-for-you investments.

FAQ's

Yes. You’ll get a clear financial roadmap based on your goals, lifestyle, and current resources.

This is a personalized coaching program. Every session is 1-on-1.

Absolutely. Many of my clients already earn well and have investments. What they need is structure, clarity, and a better system to make confident decisions.

No. I coach OFWs from different countries.

No. I’ll guide you on how to invest wisely, understand risk, and choose low-cost strategies — but I don’t sell financial products or give specific investment recommendations.

We meet once a week for 4 weeks, then biweekly for check-ins. Each call is around 60 to 90 minutes.

This program is built for busy professionals. You’ll get clear tasks each week, and we focus on actions that matter. No fluff.

Definitely. Most of my clients already know the basics but still feel unsure. This isn’t about theory — it’s about real clarity, structure, and progress.

No. This is hands-on coaching. I’ll work with you to build your personal financial system from the ground up.

Click “Apply Now” and answer a few short questions. I’ll review your application and invite you to a free Clarity Call if it’s a good fit.

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